These Terms and Conditions of Use ("Terms of Use") apply to the PropSavvy web site located at propsavvy.ca, and all associated sites linked to propsavvy.ca by PropSavvy, its subsidiaries, and affiliates (collectively, the "Site"). The Site is the property of PropSavvy ("PropSavvy") and its licencors.
BY USING THE SITE, YOU AGREE TO THESE TERMS OF USE.
IF YOU DO NOT AGREE, DO NOT USE THE SITE.
PropSavvy reserves the right, at its sole discretion, to change, modify, add, or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, PropSavvy grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.
All text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, artwork, and computer code (collectively, "Content") contained on the Site is owned, controlled, or licensed by or to PropSavvy, and is protected by copyright, patent, trademark laws, and various other intellectual property rights.
Except as expressly provided in these Terms of Use, no part of the Site or any Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way to any other computer, server, website, or other medium for publication or distribution or for any commercial enterprise, without PropSavvy's express prior written consent.
Welcome to PropSavvy! These Terms of Use ("Terms") govern your access to and use of the PropSavvy platform, including any associated content, functionality, and services offered on or through the platform (collectively referred to as the "Service"). By accessing or using the Service, you agree to be bound by these Terms, all applicable laws, and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any part of these Terms, you must not use the Service.
By creating an account or using the Service, you accept and agree to these Terms. We may update these Terms from time to time, and your continued use of the Service constitutes acceptance of such changes. It is your responsibility to review these Terms regularly.
You must be at least 18 years old to use PropSavvy. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding contract.
PropSavvy reserves the right to modify or discontinue the Service, or any part thereof, temporarily or permanently, with or without notice. You agree that PropSavvy will not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
To access certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. If you suspect any unauthorised use of your account, you must notify us immediately.
PropSavvy reserves the right to terminate or suspend your account at any time, with or without cause, and without prior notice, for any reason, including but not limited to your violation of these Terms.
Your use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. By using the Service, you consent to the collection and use of information in accordance with the Privacy Policy.
For the purposes of these Terms of Use:
By creating an account or using the Service, you accept and agree to these Terms. We may update these Terms from time to time, and your continued use of the Service constitutes acceptance of such changes. It is your responsibility to review these Terms regularly.
PropSavvy reserves the right to modify or discontinue the Service, or any part thereof, temporarily or permanently, with or without notice. You agree that PropSavvy will not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.
To access certain features of the Service, you must register for an account. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for any activity that occurs under your account. If you suspect any unauthorised use of your account, you must notify us immediately.
You are responsible for all activity that occurs under your account and must comply with all applicable laws and regulations in connection with your use of the Service. You agree not to:
All intellectual property rights, including copyrights, trademarks, patents, and trade secrets related to the Service are owned by PropSavvy or its licencors. Nothing in these Terms grants you any rights in or to the Service or its content other than as expressly set forth in these Terms.
PropSavvy grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal or internal business purposes. You may not copy, modify, distribute, transmit, display, perform, or create derivative works based on the Service or its content without prior written consent from PropSavvy.
Any feedback, suggestions, or ideas you provide regarding the Service will be considered non-confidential and non-proprietary. PropSavvy will be free to use, disclose, and exploit such feedback without any obligation or compensation to you.
You agree to use the PropSavvy platform in accordance with these Terms and applicable laws. You may use the platform only for lawful purposes and in a manner that does not infringe on the rights of others or restrict or inhibit anyone else's use and enjoyment of the platform.
You agree not to:
You are solely responsible for any content that you upload, submit, or otherwise make available on the platform. You grant PropSavvy a worldwide, royalty-free, non-exclusive license to use, reproduce, modify, and display such content as necessary to provide and improve the platform.
PropSavvy reserves the right to monitor your use of the platform and take appropriate action, including removing content or suspending or terminating accounts, if we believe that you have violated these Terms or applicable laws.
Certain features or services on the PropSavvy platform may require payment of fees. All fees are as specified on the PropSavvy website or application and are subject to change. By using these features or services, you agree to pay the applicable fees.
Payments for services are accepted through various methods as specified by PropSavvy. You agree to provide accurate and complete payment information and to update it as necessary to ensure timely payment.
PropSavvy will bill you on a recurring basis or as otherwise specified for the services you use. Charges will be applied to the payment method you provided, and you are responsible for ensuring that your payment information is up to date and accurate.
Refunds and cancellations of payments are subject to PropSavvy's refund policy, which may be specified separately. Please refer to our refund policy for detailed information.
Any disputes regarding charges must be submitted to PropSavvy within 30 days of the charge date. Failure to do so may result in the waiver of your right to dispute the charge.
PropSavvy offers various subscription plans for its services, each with different features and pricing. The details of these plans are available on the PropSavvy website or application. By subscribing to a plan, you agree to pay the applicable fees and adhere to the terms of the plan.
Subscriptions are typically billed on a recurring basis, such as monthly or annually, as specified in the plan you select. Unless you cancel your subscription before the end of the current billing period, it will automatically renew for the same term, and you will be charged accordingly.
You may cancel your subscription at any time through your account settings on the PropSavvy platform or by contacting PropSavvy customer support. Cancellation will take effect at the end of the current billing period, and you will not be entitled to a refund for any unused portion of the subscription.
PropSavvy reserves the right to change its subscription plans, including pricing and features, at any time. Any changes will be communicated to you through the platform or by email. Your continued use of the Service after such changes constitutes acceptance of the new terms.
If PropSavvy offers a trial period for any subscription plan, the terms of the trial will be specified at the time of sign-up. After the trial period ends, you will be automatically billed for the subscription unless you cancel before the trial period expires.
PropSavvy reserves the right to terminate or suspend your access to the Service at any time, with or without cause, and with or without notice. Termination may occur if you violate these Terms or if PropSavvy decides to discontinue the Service. Upon termination, you will no longer have access to your account and any associated data may be deleted.
You may terminate your use of the Service at any time by canceling your subscription or account through the account settings or by contacting PropSavvy customer support. Upon termination, you may lose access to all data and content associated with your account.
PropSavvy may temporarily suspend the Service or your access to the Service for maintenance, upgrades, or other reasons. During such suspension, PropSavvy will make reasonable efforts to minimize disruption and inform you of the expected duration of the suspension.
Upon termination or suspension of your account, you will not be entitled to any refunds for any unused portion of your subscription. Any obligations that by their nature should survive termination, including but not limited to payment obligations and limitations of liability, will continue to apply.
Upon termination of your account or subscription, PropSavvy may delete your account and all associated data from its systems. It is your responsibility to back up any data before termination.
You agree to treat all non-public information obtained through your use of the Service as confidential. This includes, but is not limited to, business strategies, user data, and any other proprietary information shared or accessible through the Service.
You agree not to disclose, share, or use any confidential information for any purpose other than as expressly authorized by PropSavvy or as required by law. This obligation will continue even after termination of your account or subscription.
The confidentiality obligations do not apply to information that:
PropSavvy will implement reasonable security measures to protect your confidential information. However, you are also responsible for maintaining the confidentiality of your account credentials and any information you provide to PropSavvy.
If you become aware of any unauthorized access or use of confidential information, you must report it to PropSavvy immediately. PropSavvy will investigate the breach and take appropriate actions to mitigate any potential harm.
To the maximum extent permitted by law, PropSavvy and its affiliates, officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Service. This includes, but is not limited to, damages for loss of profits, data, or other intangible losses.
PropSavvy's total liability to you for any claim arising from or related to your use of the Service will be limited to the amount you have paid to PropSavvy for the Service in the six (6) months preceding the claim, or $100, whichever is greater.
PropSavvy does not warrant that the Service will be uninterrupted, error-free, or free of harmful components. You agree that PropSavvy will not be liable for any damages arising from the use or inability to use the Service, including but not limited to any defects, inaccuracies, or interruptions.
You are solely responsible for any damage to your devices or data arising from your use of the Service. PropSavvy does not guarantee the security or performance of your devices or data.
Some jurisdictions do not allow the exclusion or limitation of certain types of damages, so the above limitations may not apply to you. In such cases, PropSavvy's liability will be limited to the fullest extent permitted by law.
The Service is provided "as is" and "as available," without any warranties of any kind, whether express, implied, statutory, or otherwise. PropSavvy specifically disclaims all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
PropSavvy does not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We make no warranties regarding the accuracy, reliability, or completeness of the content available through the Service.
Any third-party content or services linked to or from the Service are not endorsed by PropSavvy, and we do not assume any responsibility for the content, products, or services provided by such third parties.
You acknowledge and agree that your use of the Service is at your own risk. PropSavvy does not warrant or guarantee the results of using the Service or the reliability of any content or information obtained through the Service.
If you are dissatisfied with the Service or any content, your sole remedy is to discontinue use of the Service.
These Terms and any disputes or claims arising out of or related to these Terms or the use of the Service shall be governed by and construed in accordance with the laws of the jurisdiction in which PropSavvy is based, without regard to its conflict of law principles.
Any legal action or proceeding arising out of or related to these Terms or the Service must be brought exclusively in the courts of the jurisdiction in which PropSavvy is based. You consent to the personal jurisdiction of these courts and waive any objections to venue or jurisdiction.
If you have a dispute with PropSavvy, you agree to attempt to resolve the dispute through informal negotiations before seeking resolution through the courts. You agree that any claims or disputes will be resolved on an individual basis and not as part of a class or representative action.
Before initiating any formal legal proceedings, you agree to first attempt to resolve any disputes or claims with PropSavvy through informal negotiations. This involves contacting us to discuss the issue and seek an amicable resolution.
If informal resolution is unsuccessful, any disputes or claims arising out of or related to these Terms or the Service must be resolved through formal legal proceedings. You agree to submit to the exclusive jurisdiction of the courts specified in the Governing Law and Jurisdiction section.
You agree that any legal action or claim arising out of or related to these Terms or the Service will be conducted on an individual basis and not as part of a class action, collective action, or representative action.
If required by applicable law or agreed upon in writing by both parties, disputes may be resolved through binding arbitration in accordance with the rules of the arbitration body specified in the agreement. Arbitration will take place in the jurisdiction specified in the Governing Law and Jurisdiction section.
You agree to indemnify, defend, and hold harmless PropSavvy, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Service, your violation of these Terms, or your infringement of any intellectual property or other rights of any person or entity.
PropSavvy reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, in which case you agree to cooperate fully with PropSavvy in asserting any available defenses.
PropSavvy collects and uses your personal information in accordance with our Privacy Policy. This includes information you provide directly, such as during account registration, as well as data collected automatically through your use of the Service. We use this information to provide and improve our services, communicate with you, and ensure compliance with applicable laws.
We implement reasonable and appropriate measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or method of electronic storage is completely secure, and we cannot guarantee absolute security.
We may share your personal information with third parties as described in our Privacy Policy, including for purposes of providing and improving our services, complying with legal obligations, and protecting the rights and safety of PropSavvy and others.
You have the right to access, correct, or delete your personal information in accordance with applicable laws. For more information on how to exercise these rights, please refer to our Privacy Policy.
The Service may include links or integrations to third-party websites, services, or applications that are not operated or controlled by PropSavvy. We do not endorse, guarantee, or assume responsibility for the content, privacy policies, or practices of any third-party services. Your use of such third-party services is at your own risk and is subject to the terms and conditions of those third parties.
PropSavvy may offer integrations with third-party services to enhance the functionality of the Service. By using these integrations, you agree to comply with the terms and conditions of the third-party services. We do not control or have responsibility for the third-party services or their interactions with the Service.
Third-party services and integrations may be updated, modified, or discontinued at any time. We may not be able to provide notice of such changes, and we are not liable for any impact or issues arising from changes to third-party services.
When using third-party services through the Service, your data may be shared with those third parties. We encourage you to review the privacy policies and terms of any third-party services you use to understand how your data will be handled.
We welcome your feedback, comments, and suggestions about PropSavvy. By providing feedback, you grant PropSavvy a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute your feedback for any purpose.
If you submit any unsolicited ideas, suggestions, or materials to us, you acknowledge that such submissions are not confidential and that PropSavvy is not obligated to review or return them. You agree that PropSavvy may use, disclose, or incorporate any unsolicited ideas into the Service without any obligation or compensation to you.
All feedback and unsolicited ideas provided to PropSavvy become the exclusive property of PropSavvy. We have no obligation to you with respect to any feedback or unsolicited ideas, and we may use them without any compensation to you.
PropSavvy reserves the right to modify, update, or amend these Terms at any time. We will notify you of any material changes to the Terms by posting the updated Terms on our website or through other communication methods.
Any changes to these Terms will be effective immediately upon posting or as otherwise specified in the notification. Your continued use of the Service after such changes constitutes your acceptance of the updated Terms.
It is your responsibility to review these Terms periodically to stay informed of any changes. If you do not agree with the revised Terms, you must cease using the Service.
These Terms constitute the entire agreement between you and PropSavvy regarding your use of the Service. They supersede all prior agreements, understandings, and arrangements, whether written or oral, related to the Service.
No waiver of any provision of these Terms shall be deemed a further or continuing waiver of such provision or any other provision. Any failure by PropSavvy to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.
If any provision of these Terms is determined to be illegal, invalid, or unenforceable by a court of competent jurisdiction, such determination shall not affect the validity or enforceability of the remaining provisions. The invalid or unenforceable provision shall be deemed modified to the extent necessary to make it enforceable while reflecting the original intent of the parties.
In the event that any provision is found to be invalid or unenforceable, the parties agree to negotiate in good faith to replace the invalid or unenforceable provision with a valid provision that closely matches the intent of the original provision.
If you have any questions or concerns about these Terms, please contact us at:
We strive to respond to all inquiries promptly. Please allow up to 5 business days for a response. For urgent matters, please use the phone contact.